We get it. Finding ways to effectively manage your personal finances can be incredibly frustrating. With so many different difficult personal finance topics you’ll need to deal with—taxes, real estate, investing, budgeting, and more—you’ll want to be sure to take some time to find some resources that can help you manage your finances with greater success.
The world of podcasts is one of many resources available that will make it much easier to balance each of your current (and future) personal financial needs. Whether you are in the car, working out, trying to pass some time, or anywhere else, a quick listen to a podcast is a great way to gain new information and find ways to improve the way you live and spend.
Because just about everyone cares about their personal financial situation, you’ll find there is a seemingly limitless list of personal finance podcasts available for you to choose from. There are also many ways for you to access some of these (and other) personal finance podcasts for free, such as Spotify, Apple, and more.
If you are interested in learning more about the dynamic world of personal finance, be sure to check out these great options:
1. The Dave Ramsey Show
The Dave Ramsey show is currently one of the most popular personal finance podcasts on the air. Every week, millions of people tune in to listen to Dave and his team of experienced co-hosts discuss a wide variety of personal finance topics, including planning your career, managing your personal debt, buying a home, and more. One of the reasons the podcast has such a wide and loyal audience is that, contrary to some other podcasts in this space, it is very straight to the point—while the content is far from dry, the vast majority of what is discussed directly relates to personal finance. Furthermore, it is easy to begin immediately putting the ideas discussed on the show into action.
While the format used in the podcast can vary, Ramsey and his team often discuss real-world financial challenges with special guests. We recommend checking out the episode titled “My Fiancée has $350k in Student Loans!”—this episode helps discuss two common financial challenges: managing out of control debt and learning to cooperatively manage finances with a partner.
2. Money for the Rest of Us
Money for the Rest of Us is a personal finance podcast that touches on a wide variety of different topics. The show is hosted by J. David Stein—despite Stein’s extensive experience as Chief Investment Strategist and expert in the industry, he is able to break down sometimes complex financial topics in a way that most listeners can easily understand. In many of the episodes, Stein and his guests seek to answer both big picture and day-to-day questions they anticipate their audience might have.
One of the best episodes of Money for the Rest of Us is simply titled “Should You Invest in Farmland?” Originally released in March 2021, this episode offers a good example of how Stein takes a big picture idea and breaks it down into smaller questions. Even if you have no interest in actually investing in farmland, this episode still offers valuable insight for how to make large financial decisions.
3. Women & Money
Many women often feel overlooked or excluded from the often “macho” (and sometimes sexist) personal finance sector, but luckily there are also a lot of women out there who are looking to change the status quo. Hosted by well-known presenter and personal finance guru Suze Orman, Women & Money is a great podcast for women who are interested in establishing financial independence and developing a healthy view of money.
One of the best things about this podcast is its strong focus on actually answering its listener’s questions. “What You Need to Know About the Five Year Rule for Roth Retirement Accounts” is a great example of a recent episode whose content was generated directly from the listener mailbag.
4. How to Money
Hosted by Joel Lasgaard and Matthew Altmix, How to Money is a weekly, easy-listening personal finance podcast with episodes that are typically about 30 minutes long. The show mostly focuses on the basics of personal finance, with each episode focusing on a single, pre-determined topic (such as managing debt, saving for a home, budgeting, and more).
A recent episode called “Buying or Renting in an Insane Housing Market?”, discusses how to navigate the distinctively volatile housing market and potentially achieve the dream of homeownership. The show is generally geared towards a millennial audience, but the advice it provides is universal.
5. So Money with Farnoosh Torabi
One of the reasons So Money has gained such a consistent following is that not only does host Farnoosh Torabi have a great presentation style, but also covers an incredibly wide range of topics. Torabi dives beyond the basics of personal finance and touches on “personal finance adjacent” topics, such as how to advance your career, how changes in the economy might affect your personal life, and more.
Recently named the best female-hosted podcast (Entrepreneur Magazine), So Money has a lot of great episodes to choose from. One of our favorites, Episode 1317, is called “Ask Farnoosh: How to Negotiate When Companies Won’t Share Budgets or Salary Bands?”, which is a great example of the host exploring a topic that other personal finance podcasts tend to overlook.
There are a lot of great personal finance podcasts out there and many of these podcasts can be accessed for free. If you’re looking for a good place to get started, consider any of the options mentioned above.